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Minnesota Late Fee Laws

Last reviewed: July 10, 2026

Maximum late fee
8% of monthly rent
Grace period
None required

Minnesota caps residential late fees at 8% of the monthly rent under Minn. Stat. § 504B.177(a). A lease can agree to less, but a fee above the statutory limit is generally unenforceable no matter what the lease says.

Minnesota's statute doesn't impose a waiting period, so the lease controls when a late fee may be charged. Charging from day one is legal here only if the lease says so explicitly.

Minnesota caps late fees at 8% of the overdue rent payment, and the fee is chargeable only if agreed in a writing that specifies when it applies. The statute expressly says the fee is neither interest nor liquidated damages, and federally subsidized tenancies follow the federal schedule where it conflicts.

Calculate a late fee with Minnesota's limits preloaded

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Frequently asked questions

What is the maximum late fee in Minnesota?
State law limits the fee to 8% of the monthly rent (Minn. Stat. § 504B.177(a)). Charging above that is generally unenforceable.
Is there a required grace period in Minnesota?
No. Minnesota's statute doesn't mandate a grace period, so the lease determines when a fee kicks in.
Where is this in Minnesota law?
The controlling provision is Minn. Stat. § 504B.177(a). Legislatures amend these rules, so always confirm the current text via the official source linked above.

This tool is for informational purposes only and is not legal advice. Rules vary by state and locality and change over time — confirm current requirements for your jurisdiction before acting.

Late fee laws in other states